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Current location: Prepaid cards / Guaranteed banking accounts
Guaranteed bank accounts

What are guaranteed bank accounts?

It i s a bank account where you do not undergo a credit check, as long as you produce the correct ID and pay the application fee you are guaranteed to be accepted. You will also get a prepaid Mastercard to use on your account.

No credit check and guaranteed acceptance

Prepaid cards do not require a credit check as they are not offering a line of credit so you are guaranteed to get one. Just have your passport or driving license handy so you can now get an online account even in bankruptcy.

Bank Account
company

Card application fee

Monthly
charge

Transaction charge

ATM
charge

Ways to reload your prepid debit card

Main banking account benefits

What
next

Card One banking

one card banking
Free

Monthly fee
£12.50
POS £0.00

UK £0.50

INT + 1%

Post Office
Wages
360 top up
Paypoint
Bank account
No credit checks
Free MasterCard
25k loading limit
apply for a prepaid card
more information

Secure Trust Bank

secure trust bank
£12.50

Monthly fee
£12.50
POS £0.00

UK £0.50

INT £2.25

Paypoint
Banks
State benefits
Bacs
Bank account
No credit checks
Free MasterCard
Direct debits
apply for a prepaid card
more information

CashPlus Deluxe

cashplus deluxe

£4.95

Monthly fee
£9.95
POS £0.00

UK £0.00
Post Office
Wages
Bank
E Pay
Standing orders
Purchase cover
Free ATM use
Creditbuilder
apply for a prepaid card
more information

Prepaid card guide

To help you decide if a prepaid card is right for you our prepaid card guide explains how they work in more detail. So you know what you're applying for.
 

Travel money card guide

To help you decide if a travel money card is right for you, our travel money card guide explains how they work in more detail. So you know what you're applying for.
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